Capital one reconsideration line - Choose the level of commitment that’s right for your CD savings. Enter your deposit amount and see how your interest grows based on your commitment. Annual Percentage Yields (APY) are variable and effective as of 3/12/2024. CD rates are fixed upon opening the account. Early withdrawal penalties apply.

 
The Capital One VentureOne Rewards for Good Credit is a good travel rewards credit card for people with good credit who don’t plan to spend enough for a premium travel card to be worthwhile but are comfortable booking hotels and rental cars through Capital One Travel on occasion. This card has a $0 annual fee, a $0 …. Wish you were here pink floyd tab

To reach the Barclaycard reconsideration line, call (866) 408-4064. Reconsideration is a way for denied credit card applicants to request a second review of their application and potentially get the denial overturned.. Reasons to Call the Barclaycard Reconsideration Line. There was a major mistake on your credit report; You just paid …The Chase reconsideration line is the phone number you call to contact a Chase representative if your credit card application. Is either denied or, ... Capital One Reconsideration Phone Number (800) 625-7866 – Reconsideration Line; Twitter: @AskCapitalOne. 5.To contact the Capital One Quicksilver Student Cash Rewards Credit Card reconsideration line, call Capital One customer service. Calling the Capital One Quicksilver Student Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. If you call to request ...26 Jul 2022 ... How to Get 100% APPROVED for Capital One Credit Cards (Capital One Application Rules 2024). Mark Reese // Credit & Finance•18K views · 8:13 · Go&n... Applied for a Capital One Venture and was denied despite good credit, and then called the reconsideration line once I received the letter and was told it was due to having more than five active credit cards, which fair play, that's not something I knew. The rep then told me we could go ahead and move forward with a reconsideration but that it ... When you submitted the Chase credit card application, you likely saw one of four messages. The first is an approval. The second is that they “received your application” with no other detail. The third is that they will review your application in 7-10 days. The fourth is that they will notify you within 30 days.Capital One goes strictly by the computer decision and doesn't do manual reconsideration. You'll most likely get the same result unless something majorly positive has changed in your credit profile. In my opinion, it's not worth the 3 more hard pulls for an almost 100% chance of the same decision. noobinvestor2002.Dec 26, 2021 · Forgetting about issuer-specific rules. (Photo by Ryan Patterson/The Points Guy) The card I applied for: American Express Platinum Card® for Schwab. Reason for denial: Too many cards opened in the last 90 days. What I learned: Certain application rules like Chase's infamous "5/24" rule are deeply ingrained in my mind. The capital of Brazil is Brasilia, which became the capital in 1960. The city is located in the central portion of Brazil. In 1955, the city was a desert until architects and desig...Common stock and preferred stock are the two primary classes of capital stock. Common stocks grant shareholders voting rights and pay dividends, but not until after preferred stock...4. Submit the application. Ideally, you'll get an answer right away -- or at least, within the minute or so that it takes for the credit card issuer to process your information. The results could ...Jan 9, 2024 · To contact the Capital One Quicksilver Student Cash Rewards Credit Card reconsideration line, call Capital One customer service. Calling the Capital One Quicksilver Student Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. If you call to request ... Business cards opened with Discover and TD Bank in the past 24 months, plus any Capital One small business card other than the Capital One Spark Travel Elite card and Capital One Spark Cash Plus accounts. ... However, you can call the Chase reconsideration line and ask for these accounts to not be considered.Need help? Get answers to frequently asked questions about increasing your credit line. Eligibility. Credit Line Increase. Approved Requests. Declined Requests. 1. Are all Capital …Evelyn Boros, Credit Cards Moderator. To contact the U.S. Bank Visa® Platinum Card reconsideration line, call (800) 947-1444. The U.S. Bank Platinum reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned.Common stock and preferred stock are the two primary classes of capital stock. Common stocks grant shareholders voting rights and pay dividends, but not until after preferred stock...I had a TD Bank credit card but closed it earlier this yr. 1 Citibank Dbl Cash World Elite MC. 2 Capital One: the 1 above & Venture One Visa Signature. 1 Chase Freedom Unlimited. 1 AmEx Blue Cash Everyday. 1 Discover It. 1 Shop Your Way MC. and 3 store only credit cards: Firestone, Victoria's Secret, & JCPenney .View community ranking In the Top 1% of largest communities on Reddit. This is actually the first time I have ever heard of this option. Like if you get declined for a credit card you can call this special number and explain why you need the card and show why being declined wasn't the right call. Supposedly the person on the other end can ...Chip Lupo, Credit Card Writer. To contact the United℠ Explorer Card reconsideration line, call 1 (888) 270-2127. The United Explorer Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. If you call to request …To contact the My GM Rewards® Mastercard® reconsideration line, call 1-833-773-0988. Calling the GM Rewards Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. In the case of GM Rewards Card, the reconsideration line …09 Mar 2012 ... , Mar 9, 2012 1:29 pm. A FlyerTalk Posting Legend; Moderator: American Express, Capital One, Citi, Chase, Credit Card Programs, Diners Club, ...To contact the Capital One Quicksilver Student Cash Rewards Credit Card reconsideration line, call Capital One customer service. Calling the Capital One Quicksilver Student Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. If you call to request ...Get inspired with fresh tips on smart ways to manage, spend and earn. Our approach to ESG strives to address key issues facing society. Enjoy craft coffee, tasty bites, unlimited free Wi-Fi and working space. Explore Capital One accounts for you and your business - including credit cards, checking accounts, savings accounts, auto loans and more.Capital One doesn't have one or at least a real one. You can call but 99.9% get denied again.To contact the Capital One Platinum Secured Credit Card reconsideration line, call Capital One customer service. The Capital One Platinum Secured reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. If you call to request reconsideration from Capital One ...Got denied with slightly better stats then you. One major thing I missed which ended up being the sole reason for my denial (according to the letter they sent) is that Cap 1 defines great credit as having 3+ years of credit history. So considering you have only 2.5 years, you would get auto denied.Would it be wise to call up on their reconsideration line and request a reconsideration? I currently have a BOA CCR which was opened on Aug 2022. Two days prior to applying for the card, I asked for a CLI for the CCR and was approved. ... yes that could have factored into Capital One’s decision. The Discover It is a better card in year 1 ...As of 3/14/2024, if your online checking account balance is $49,999.99 or less, you'll earn an annual percentage yield (APY) of NaN. If your balance is between $50,000–$99,999.99, you'll earn a NaN APY on your entire balance, and if your balance is $100,000 or more you'll earn a NaN APY on your entire balance. Show …To contact the Capital One SavorOne Cash Rewards Credit Card reconsideration line, call Capital One customer service. Calling the Capital One SavorOne reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. If you call to request reconsideration …To contact the U.S. Bank reconsideration line, call 1 (800) 947-1444. Calling the U.S. Bank reconsideration line is a way for credit card applicants to request a second review of their application and potentially get their denial overturned. If you call to request reconsideration from U.S. Bank, make sure you are prepared to make an …Credit card reconsideration occurs when a consumer requests that their rejected credit card application be given a second chance. Generally, the first rejection comes from a computer – not an employee at the credit card issuer. There are algorithms in place to determine how creditworthy an applicant is. If you’re rejected but still want the ...Sep 30, 2023 · Barclays has a dedicated reconsideration line, but you may also have success calling the general customer service line. To check the status of your application, call the customer service line or check the online application status page. Reconsideration: 1-866-408-4064; General Customer Service: 1-866-928-8598; Capital One Reconsideration Line 17 Jun 2020 ... ... CAPITAL ONE QUICKSILVER ➜➜➜ https://capital.one/2Rr5Bl2 You can check and see if you are prequalified before choosing to accept the ...Feb 20, 2024 · To contact the Capital One reconsideration line, call Capital One customer service. Calling the Capital One reconsideration line is a way for credit card applicants to request a second review of their application and potentially get their denial overturned. In the case of Capital One, the reconsideration line is the same as the issuer’s ... To contact the Capital One SavorOne Cash Rewards Credit Card reconsideration line, call Capital One customer service. Calling the Capital One SavorOne reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. If you call to request reconsideration …I'm trying to get the venture X but been denied due to "length of credit history" (first card is from oct 21) and "there. have been too many recent inquiries" (5/24 and 3/12). Credit Score is 729 though their app letter shows. I don't want to try the reconsideration line if its a waste of time and it'll do another hard pull, so i want to see if ...To contact the Petal® 1 Visa® Credit Card reconsideration line, call 1 (855) 697-3825. The Petal 1 Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. In the case of Petal 1 Card, the reconsideration line is the …Feb 15, 2021 · Here are some of the best things you can mention in your favor (assuming they're true, of course): You have a good credit score. Your payment history is perfect. You always pay your credit card ... Re: Capital One CLI Reconsideration Line? To my knowledge, Cap One does not do recons. They are forgiving yet inflexible at the same time. FICO 8 (6/17/23) EX 718 EQ 720 TU 720. FICO 9 (6/17/23) EX 751 EQ 771 TU 784. CH 13 DC 1/5/21 -- I practice AZEO - NEVER above 1% utilization across all cards. Current lineup as of 7/23.Capital One doesn't have one or at least a real one. You can call but 99.9% get denied again.To contact the Revvi Card reconsideration line, call 1 (800) 755-9203. The Revvi Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. ... How do I contact the Capital One Quicksilver Cash Rewards for Good Credit reconsideration line? Ask a Question ...What factors determine if I’m eligible for a credit line increase? CreditWise availability will vary depending on ability to obtain your credit history from TransUnion®. See FAQs about credit line increases on Capital One credit cards. Learn how to request an increase to your credit limit on your Capital One credit card.To contact The American Express Blue Business Cash™ Card reconsideration line, call 1 (800) 567-1085. Calling the Amex Blue Business Cash Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned.2 popular cards are going head-to-head --- will the Capital One Venture card or the Amex Gold card come out ahead and earn a place in your wallet? We may be compensated when you cl...The capital letters “H,” “I,” “N,” “O,” “X,” and “Z” have point symmetry. The letters “H,” “I,” “O” and “X” have both point and line symmetry.Evelyn Boros, Credit Cards Moderator. To contact the Chase Freedom Unlimited Card reconsideration line, call (888) 270-2127 and press #2 when prompted. You will then be connected to a live representative who should be able to help you with your request. The Chase Freedom Unlimited Card … My FICO score then was over 800. I couldn't find any reconsideration line for Capital One. And calls to customer service went nowhere. I did get approved for a Capital One SavorOne early in 2020 before the pandemic when I was at 1/6, 2/12 and 2/24 (spent the second half of 2018 in the garden). 26 Jul 2022 ... How to Get 100% APPROVED for Capital One Credit Cards (Capital One Application Rules 2024). Mark Reese // Credit & Finance•18K views · 8:13 · Go&n...If you get turned down for a credit card, you can call the issuer's reconsideration line to plead your case. ... Capital One 800-227-4825 Chase 800-432-3117 Citi 800-950-5114 Discover 800-347-2683Credit card reconsideration is when a credit card company gives a rejected application a second chance. Card issuers might consider reconsideration if your financial situation changed for the better since you first applied or if an honest mistake in processing the application led to your original rejection. Generally, your initial rejection is ...Mar 22, 2022 · Calling the card issuer's reconsideration line. Trying for a different credit card. The action you take will depend on why you were denied. Here's more about what to do when your credit card ... To contact the Discover it® Cash Back reconsideration line, call 1 (800) 347-2683. The Discover it Cash Back reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. In the case of Discover it Cash Back, the reconsideration line is the same as the general ...Has anyone had any success with capital one reconsideration? I'm trying to get the venture X but been denied due to "length of credit history" (first card is from sept 2020). FICO is 747 …Below, we’ll uncover what exactly a credit card reconsideration line is, the best ways to approach it, and tactics to increase your chances of turning that ‘no’ into a ‘yes’. This is your guide to transforming a closed door into a gateway of opportunities in the world of credit card applications. ... Capital One: No dedicated ...Jul 31, 2020 · So you applied for a new credit card and your application was denied. Your credit card story doesn't have to end there. Instead of getting discouraged, call your credit card company's reconsideration line to appeal the decision. But before launching into a tirade about why you deserve to have a credit card, take a step back and make sure you're heading into battle with a solid plan. Here ... The Chase reconsideration line is the phone number you call to contact a Chase representative if your credit card application. Is either denied or, ... Capital One Reconsideration Phone Number (800) 625-7866 – Reconsideration Line; Twitter: @AskCapitalOne. 5.Sep 28, 2022 · Next, call Capital One's application services line at 800-625-7866 (unlike some issuers, Capital One doesn't have a dedicated reconsideration line). Tell the person on the phone that you recently applied for the Capital One Venture card and "I was surprised to see that my application was rejected and I would like to speak to someone about ... CSP denial : r/CreditCards. Chase Reconsideration line. CSP denial. I’ve recently started my credit card journey (open a Capital One QS with 15k limit exactly a year ago), and was wanting to go ahead and grab the chase trifecta while I was under 5/24. I applied for an AMEX BCE to cover my grocery and gas spend on a no AF card for now, about 2 ...Crown Capital Partners News: This is the News-site for the company Crown Capital Partners on Markets Insider Indices Commodities Currencies StocksWhen it comes to taxes, it is important to understand the difference between amortized assets and capitalized assets. Capitalization usually occurs over time and an amortized asset...01 Oct 2017 ... Apply for a card and didn't get instantly approved? Try calling the reconsideration line. [ Blog Post ] http://bit.ly/2xKotA1 Keep your ...To reach the Barclaycard reconsideration line, call (866) 408-4064. Reconsideration is a way for denied credit card applicants to request a second review of their application and potentially get the denial overturned.. Reasons to Call the Barclaycard Reconsideration Line. There was a major mistake on your credit report; You just paid … You can access your account online or through the Capital One Mobile app. With built-in security and 24/7 access, your money is always at your fingertips. Web access is needed to use mobile banking, and mobile deposits are available only in the U.S. and U.S. territories. Remember to check with your service provider for details on specific fees ... Capital One decline question. I applied for the Venture X today, first cc application in over 2 years and was shocked to be declined… but then realized all 3 of my credit reports were frozen, something I completely forgot about before applying. I’m assuming that’s why it was declined, I haven’t applied for a card in 2+ years, 800 ...Capital One Credit Cards. See offers from Capital ... Capital One Quicksilver Cash Rewards for Good Credit ... Be automatically considered for a higher credit line ...Interesting Capital One Reconsideration Situation. Hey everyone, I have an interesting situation for reconsideration on a C1 Quicksilver card application, and I don't know who to contact in order to leverage my position. First, I'm a graduating college student with a 721 credit score (was 763), have a $4,800 CL on a Discover It card (almost 2 ...PRIVACY. SECURITY. TERMS & CONDITIONS. ACCESSIBILITY. 2019 CYBER INCIDENT. Products and services are offered by Capital One, N.A., Member FDIC. Deposit products are insured to current FDIC limits.08 Dec 2020 ... How to get approved for credit cards: Calling Reconsideration · Comments27.To contact The American Express Blue Business Cash™ Card reconsideration line, call 1 (800) 567-1085. Calling the Amex Blue Business Cash Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned.Oct 2, 2022 · Get the number to the card issuer's reconsideration line, either online or by calling customer service first. Start by introducing yourself and explaining the situation -- you applied for a card ... Capital one Reconsideration. Discussion. Hello, I recently got denied for the capital one savor card. I called them and they said they can reprocess my application which may require hard …To contact the Apple Card reconsideration line, call 1-833-773-0988. The Apple Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. In the case of Apple Card, the reconsideration line is the same as the general Marcus …To contact the Capital One Platinum Secured Credit Card reconsideration line, call Capital One customer service. The Capital One Platinum Secured reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. If you call to request reconsideration from Capital One ...Mar 29, 2014 · Call promptly. If you wait more than a month before calling the reconsideration line you’ll need to submit a new application which will result in another hard credit pull. If you’re denied for a card you should call the reconsideration line as soon as possible. Have a valid reason for wanting the card. You really just want to look for a ... To contact the Revvi Card reconsideration line, call 1 (800) 755-9203. The Revvi Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. ... How do I contact the Capital One Quicksilver Cash Rewards for Good Credit reconsideration line? Ask a Question ...Credit card reconsideration occurs when a consumer requests that their rejected credit card application be given a second chance. Generally, the first rejection comes from a computer – not an employee at the credit card issuer. There are algorithms in place to determine how creditworthy an applicant is. If you’re rejected but still want the ...May 1, 2019 · Interesting Capital One Reconsideration Situation. Hey everyone, I have an interesting situation for reconsideration on a C1 Quicksilver card application, and I don't know who to contact in order to leverage my position. First, I'm a graduating college student with a 721 credit score (was 763), have a $4,800 CL on a Discover It card (almost 2 ... Scholars from around the world weigh in. Democracy and capitalism coexist in many variations around the world, each continuously reshaped by the conditions and the people forming t...Hey all. Hope ya’ll are having a wonderful day, basically the title. My gf applied for a cap1 student savor one credit card and got dennied under the reason of insufficient income. We tried calling cap1’s reconsideration line but the representative that spoke to us told us that he could help us and he could submit the ticket.To contact the Discover it® Cash Back reconsideration line, call 1 (800) 347-2683. The Discover it Cash Back reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. In the case of Discover it Cash Back, the reconsideration line is the same as the general ...Key Takeaways. A credit card reconsideration call is a call by a client to the credit provider, requesting to go over the application once more. It is better to wait for the lender to officially deny the credit card application, before making a reconsideration call. When preparing for a reconsideration call, it is important …Capital One decline question. I applied for the Venture X today, first cc application in over 2 years and was shocked to be declined… but then realized all 3 of my credit reports were frozen, something I completely forgot about before applying. I’m assuming that’s why it was declined, I haven’t applied for a card in 2+ years, 800 ...To contact the Chase reconsideration line, call 1 (888) 270-2127. Calling the U.S. Bank reconsideration line is a way for credit card applicants to request a second review of their application and potentially get their denial overturned. In the case of U.S. Bank, the reconsideration line is the same as the … punkgrundge. • 8 mo. ago. I called the Wells Fargo reconsideration line twice and only got to speak with a representative once. While she was nice to me, she couldn’t tell me why I wasn’t approved and repeatedly apologized and said they would send me an adverse action letter and that the decision was final. Credit card reconsideration is when a credit card company gives a rejected application a second chance. Card issuers might consider reconsideration if your financial situation changed for the better since you first applied or if an honest mistake in processing the application led to your original rejection. Generally, your initial rejection is ...To contact the Citi® Diamond Preferred® Card reconsideration line, call 1 (800) 695-5171. The Citi Diamond Preferred Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. If you call to request reconsideration from …Here are some of the best things you can mention in your favor (assuming they're true, of course): You have a good credit score. Your payment history is perfect. You always pay your credit card ...

Feb 15, 2021 · Here are some of the best things you can mention in your favor (assuming they're true, of course): You have a good credit score. Your payment history is perfect. You always pay your credit card ... . Best video editing software for beginners

capital one reconsideration line

Frieda Reiss, WalletHub Credit Card Analyst. @freiss • 02/27/24. You can contact the Citi credit card reconsideration line over the phone at (800) 695-5171. Reconsideration is a way for denied credit card applicants to request a second review of their application and potentially get the denial overturned.Feb 15, 2021 · Here are some of the best things you can mention in your favor (assuming they're true, of course): You have a good credit score. Your payment history is perfect. You always pay your credit card ... Feb 20, 2024 · To contact the Capital One reconsideration line, call Capital One customer service. Calling the Capital One reconsideration line is a way for credit card applicants to request a second review of their application and potentially get their denial overturned. In the case of Capital One, the reconsideration line is the same as the issuer’s ... The capital of Brazil is Brasilia, which became the capital in 1960. The city is located in the central portion of Brazil. In 1955, the city was a desert until architects and desig...I recently applied for Venture X, and it was denied. I reached out to their customer support a few times. They said there is nothing they can do about it other than resubmit another application, which will result in another hard inquiry. However, they recommended writing a reconsideration letter to the PO box mentioned in the denial letter. What factors determine if I’m eligible for a credit line increase? CreditWise availability will vary depending on ability to obtain your credit history from TransUnion®. See FAQs about credit line increases on Capital One credit cards. Learn how to request an increase to your credit limit on your Capital One credit card. Capital one Reconsideration. Discussion. Hello, I recently got denied for the capital one savor card. I called them and they said they can reprocess my application which may require hard …You can access your account online or through the Capital One Mobile app. With built-in security and 24/7 access, your money is always at your fingertips. Web access is needed to use mobile banking, and mobile deposits are available only in the U.S. and U.S. territories. Remember to check with your service provider for details on specific fees ...CSP denial : r/CreditCards. Chase Reconsideration line. CSP denial. I’ve recently started my credit card journey (open a Capital One QS with 15k limit exactly a year ago), and was wanting to go ahead and grab the chase trifecta while I was under 5/24. I applied for an AMEX BCE to cover my grocery and gas spend on a no AF card for now, about 2 ...Has anyone had any success with capital one reconsideration? I'm trying to get the venture X but been denied due to "length of credit history" (first card is from sept 2020). FICO is 747 …Credit card reconsideration is when a credit card company gives a rejected application a second chance. Card issuers might consider reconsideration if your financial situation changed for the better since you first applied or if an honest mistake in processing the application led to your original rejection. Generally, your initial rejection is ...The Capital One VentureOne Rewards for Good Credit is a good travel rewards credit card for people with good credit who don’t plan to spend enough for a premium travel card to be worthwhile but are comfortable booking hotels and rental cars through Capital One Travel on occasion. This card has a $0 annual fee, a $0 …Jun 4, 2023 · When you apply for a new card, you typically get one of three responses: Immediate approval. Immediate denial. A version of “we'll review further and get back to you”. Whether you're immediately denied or denied after additional review by the bank, this is when you should call the credit card reconsideration line. The Petal 2 Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. In the case of Petal 2 Card, the reconsideration line is the same as the general Petal customer service number. ... Capital One Quicksilver Secured Cash Rewards Credit Card. LEARN …Capital One doesn’t have a dedicated reconsideration line, but you can try general customer service line, 1-800-951-6951, or application services, at 1-800-625-7866, during normal business hours.Dec 26, 2021 · Forgetting about issuer-specific rules. (Photo by Ryan Patterson/The Points Guy) The card I applied for: American Express Platinum Card® for Schwab. Reason for denial: Too many cards opened in the last 90 days. What I learned: Certain application rules like Chase's infamous "5/24" rule are deeply ingrained in my mind. Business cards opened with Discover and TD Bank in the past 24 months, plus any Capital One small business card other than the Capital One Spark Travel Elite card and Capital One Spark Cash Plus accounts. ... However, you can call the Chase reconsideration line and ask for these accounts to not be considered.To contact the PNC Bank reconsideration line, call 1-800-558-8472. Calling the PNC Bank reconsideration line is a way for credit card applicants to request a second review of their application and potentially get their denial overturned. In the case of PNC Bank, the reconsideration line is the same as the issuer’s general customer service …punkgrundge. • 8 mo. ago. I called the Wells Fargo reconsideration line twice and only got to speak with a representative once. While she was nice to me, she couldn’t tell me why I wasn’t approved and repeatedly apologized and said they would send me an adverse action letter and that the decision was final.Capital One will either email you the denial letter or send via postal mail but you'll soon find out. As for my guess, the Savor card is one of Cap's premier cards and under the card it says you must have Excellent credit and gives the description of having at least 3 years of experience managing either a loan or credit card with a least a $5k ....

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