Michelle is Vice President of Marketing and Communications for Summa Health System and is responsible for brand and digital strategies related to key clinical services, health plan and regional areas of focus. She is a member of the Summa Health System executive leadership team and senior management team for …SummaCare utilizes one prior authorization list for all fully-insured PPO health insurance plans and Medicare plans. Please use the forms below when requesting prior authorization for these services. These forms include the information which is necessary for a prior authorization determination Prior Authorization Request Form for Services- …As a member of a SummaCare Medicare Advantage Plan, you have an Over-the-Counter (OTC) benefit every quarter. This benefit allows you to get OTC products you may need. Simply order online, through the mobile app, call 855.435.5111 (TTY: 711), or mail your completed order form. Your order will be shipped directly to your door. REMEMBERSummaCare will generally cover the drugs listed in our formulary as long as the drug is medically necessary, the prescription is filled at a network pharmacy (except in non-routine circumstances) and other plan rules are followed. SummaCare covers both brand name drugs and generic drugs. Generic drugs have the same active-ingredient formula as ...SummaCare, Akron, Ohio. 1,227 likes · 50 talking about this · 44 were here. Health insurance for you, your family and your business.SummaCare Medicare has been in Northeast Ohio since 1996 and has more than 22,000 members in northern Ohio. SummaCare’s Medicare Advantage plans have an extensive network of more than16,000 providers and 64 hospitals. SummaCare is an HMO and HMO-POS plan with a Medicare contract. Enrollment in SummaCare depends on upon contract renewal. SummaCare’s small group and individual health insurance plans include pediatric vision benefits for children up to age 19 through our partnership with VSP, a national leader in vision and eye care benefits. To find a provider, search here or call VSP Customer Service at 855-868-4561. My Dental Benefits Guardian Dental Summa Health System, headquartered in Akron, Ohio, is one of Ohio's largest integrated healthcare delivery systems. Find a Summa location near you.Summa Health System is one of the largest integrated healthcare delivery systems in the state. Formed in 1989 with the merger of Akron City and St. Thomas Hospitals, this nonprofit system now encompasses a network of: Hospitals. Community-based health centers. A health plan (SummaCare) A multi-specialty group practice. An entrepreneurial entity.The following SummaCare Medicare Advantage Plans plans offer Medicare Advantage coverage. Medicare Advantage plans are an alternative way to get your Original Medicare coverage.SummaCare is consistently recognized for excellence in its industry. The Centers for Medicare and Medicaid Services (CMS) granted SummaCare Medicare … SummaCare’s small group and individual health insurance plans include pediatric vision benefits for children up to age 19 through our partnership with VSP, a national leader in vision and eye care benefits. To find a provider, search here or call VSP Customer Service at 855-868-4561. My Dental Benefits Guardian Dental Tuscarawas. Wayne. If you are enrolled in a SummaCare health insurance plan featuring the SC Connect network, the SummaCare Service Area includes the following counties in Ohio: Medina. Portage. Stark. Summit. Find a Document. Learn more about your service area with SummaCare, and find out if out-of-network services and providers may be covered ...SummaCare Medicare Sapphire (HMO-POS) is a Medicare Advantage (Part C) Plan by SummaCare Medicare Advantage Plans. Premium: $79.00. Enroll Now. This page features plan details for 2024 SummaCare Medicare Sapphire (HMO-POS) H3660 – 029 – 0 available in Northeast & Northwest Ohio. IMPORTANT: This page has been updated with plan and …View the latest issue of The Source, SummaCare's Employer e-Newsletter, or view archives of The Source to find news and updates from SummaCare. Exciting News From SummaCare. SummaCare Adds Aultman to Networks. The Source, April 2017. The Source, March 2017. The Source, Dec 2016Aug 28, 2023 · Find Your Doctor. Find Your Drug. Find Your Pharmacy. Find a Document. If you are experiencing symptoms meeting the definition of an emergency, as defined in your plan documents, you should immediately call 911. If this is not an emergency, start with the selection tool below to choose your plan type and then a provider who can meet your needs. If you think SummaCare or its providers, contractors, vendors or business associates are not following the rules for your advance directives, you may file a grievance with SummaCare or you may file a complaint with the state survey and certification agency (Ohio’s is the Department of Health) by calling 800.669.3534 or call the SummaCare ...SummaCare has contracted with thousands of providers and many of the area’s hospitals and facilities to provide services to our members. SummaCare Medicare Advantage Plans. Find Your Doctor or Hospital using our online search. View and/or print from the options below: Northeast Region SCMedicare Provider Directory 1 - Updated March 29, 2024SummaCare Medicare Ruby (HMO) is a Medicare Advantage (Part C) Plan by SummaCare Medicare Advantage Plans. Premium: $50.00. Enroll Now. This page features plan details for 2024 SummaCare Medicare Ruby (HMO) H3660 – 044 – 0 available in Northeast & Northwest Ohio. IMPORTANT: This page has been …Meet your members where they are with flexible support to assist older adults and families in overcoming social barriers to health and well-being. Nearly 100 health plans and employers work with Papa in a shared mission to help Medicare Advantage, Medicaid, and Special Needs Plan members live and feel better. … SummaCare Medicare Emerald (HMO-POS) H3660-028. SummaCare Medicare Advantage Plans | Local HMO. Why Trust U.S. News. 344. Insurance Companies Evaluated. 6,000+ Individual Plans Evaluated. 3,000+ Cost per meal is $7.99 - $8.99 depending on menu type chosen. Shipping is included with delivery by using promo code SUMMACARE. Minimum number of meals = 14 / Maximum number of meals = 21 per order. Members can choose desired meal types: all breakfast, all lunch/dinner or combination. Members can either select their own …SummaCare is an HMO and HMO-POS plan with a Medicare contract. Enrollment in SummaCare depends on contract renewal. Every year, Medicare evaluates plans based on a 5-star rating system. SummaCare Medicare has been recognized with a 4.5-Star (out of 5) overall rating for 2024 from the Centers for Medicare and Medicaid …If you experience any issues logging in, please use the Forgot Username or Forgot Password workflows or you can call the helpdesk at 234-475-6789. Communicate with your doctor. Get answers to your medical questions from the comfort of your own home. Access your test results. No more waiting for a phone call or letter – view your results and ...Provider Engagement Specialists. If you have not met with your assigned Provider Engagement Specialist or would like to schedule an in-office training or meeting to address any questions regarding the authorization process, claims issues, appeals, SummaCare products/benefits or Plan Central training, please contact the …Provider Engagement Specialists. If you have not met with your assigned Provider Engagement Specialist or would like to schedule an in-office training or meeting to address any questions regarding the authorization process, claims issues, appeals, SummaCare products/benefits or Plan Central training, please contact the …Our Individual & Family plans, which feature the SC Connect network, are available to individuals and families living in Summit, Portage, Stark and Medina counties. The SC Connect network provides access to many of the finest physicians, facilities and hospitals, including Summa Health, Akron Children’s Hospital and Mercy …Sign in to access your OTC benefit account and order health and wellness products online. Create an account if you are a new user.World Health Organization. What if I have more questions about SummaCare’s coverage of COVID-19? If you are a provider and have additional questions, please call SummaCare Provider Support Services at 330.996.8400 or 800.996.8401. SummaCare created an online resource to help providers answer commonly asked …View the latest issue of The Source, SummaCare's Employer e-Newsletter, or view archives of The Source to find news and updates from SummaCare. Exciting News From SummaCare. SummaCare Adds Aultman to Networks. The Source, April 2017. The Source, March 2017. The Source, Dec 2016Summa, which includes Akron City Hospital, the Barberton campus, SummaCare insurance company and outpatient locations and physician offices across the region, has more than 8,000 employees. If the sale goes through, Summa would become a for-profit hospital, shedding its nonprofit status.QuitCare. SummaCare is committed to helping members stop smoking for good. Call 877.471.2101 (TTY 888.229.2182) to speak to a tobacco treatment specialist and enroll in the free QuitCare telephonic counseling program and nicotine replacement therapy. Learn more about QuitCare.QuitCare. SummaCare is committed to helping members stop smoking for good. Call 877.471.2101 (TTY 888.229.2182) to speak to a tobacco treatment specialist and enroll in the free QuitCare telephonic counseling program and nicotine replacement therapy. Learn more about QuitCare.Summa Health's MyChart online portal gives you secure access to your personal health information 24/7. Sign up for MyChart and gain online access to your health records, physicians, appointments and more. Login. Add a Family Member.If you elect to enroll in our optional supplemental dental plan, you’ll pay an additional $35 per month in order to obtain the following additional benefits. You must keep paying your Medicare Part B premium and your SummaCare Medicare plan premium. The optional supplemental dental coverage has a calendar year maximum of $2,000 for Amber (HMO ...The following SummaCare Medicare Advantage Plans plans offer Medicare Advantage coverage. Medicare Advantage plans are an alternative way to get your Original …Oct 1, 2023 · SC Select is a specialized PPO network that includes access to more than 16,000 providers and some of the area's finest hospitals, including Summa Health System and University Hospitals. SC Select also features access to statewide providers and emergency and urgent care services nationwide through our affiliation with First Health Network. The following SummaCare Medicare Advantage Plans plans offer Medicare Advantage plus Prescription Drug plan coverage to Ohio residents. Medicare Advantage plus …As of your effective date, SummaCare in-network healthcare services will be provided by the SCConnect network of doctors and hospitals. SCConnect is an exclusive network of providers and is available to residents and businesses located in Medina, Stark, Summit and Portage counties.We are able to offer efficient care at …SM-22-61377/CS/T/1-22 Steps to become a SummaCare provider: Step 1 Complete and email this form, additional information pages and all required documentation (your file) to [email protected]. Step 2 SummaCare Contracting will review your completed file to determine network needs (incomplete files may be …The Annual Enrollment Period for Medicare Advantage plans runs from October 15th to December 7th. If you have questions about Medicare, call a SummaCare Medicare Advisor at 330-996-8440 or (toll-free) 888-464-8440 (TTY 800-750-0750). They’re available to take your call from 8 a.m. to 8 p.m., seven …Sign in to access your OTC benefit account and order health and wellness products online. Create an account if you are a new user.SummaCare is an HMO and HMO-POS plan with a Medicare contract. Enrollment in SummaCare depends on contract renewal. Every year, Medicare evaluates plans based on a 5-star rating system. SummaCare Medicare has been recognized with a 4.5-Star (out of 5) overall rating for 2022 from the Centers for Medicare and Medicaid Services (CMS).Most Recent Provider/Pharmacy Directory (Northwest Region) Need other materials? Please describe what you need below and we will contact you. You should receive your items within five business days. Questions? Email Broker Services at [email protected] or call 330.996.5673. Request SummaCare Medicare Advantage plan materials from ...SummaCare, Akron, Ohio. 1,227 likes · 50 talking about this · 44 were here. Health insurance for you, your family and your business.SummaCare Medicare Sapphire (HMO-POS) is a Medicare Advantage (Part C) Plan by SummaCare Medicare Advantage Plans. Premium: $79.00. Enroll Now. This page features plan details for 2024 SummaCare Medicare Sapphire (HMO-POS) H3660 – 029 – 0 available in Northeast & Northwest Ohio. IMPORTANT: This page has been updated with plan and …Sign in to WebEx. Email Address: Password.SummaCare offers BrainHQ, a proven brain training program that can help you think faster, focus better, and remember more. BrainHQ is your online headquarters for brain training. Each BrainHQ exercise is based on the science of brain plasticity—the ability of the brain to change itself. These exercises sharpen your brain’s memory, attention ...EDI saves time, reduces cost and improves accuracy. SummaCare is pleased to provide EDI document processing for providers and employers. If you plan to submit HIPAA transactions to SummaCare, please complete the appropriate form below and return to: SummaCare Attn: EDI Support PO Box 3620 Akron, Ohio 44309-3620 …Summa Health System is one of the largest integrated healthcare delivery systems in the state. Formed in 1989 with the merger of Akron City and St. Thomas Hospitals, this nonprofit system now encompasses a network of: Hospitals. Community-based health centers. A health plan (SummaCare) A multi-specialty group practice. An entrepreneurial entity.Over-the-Counter (OTC) Benefit Catalog. As a SummaCare Medicare Advantage plan member, you have a quarterly allowance to purchase Over-the-Counter (OTC) items included in this catalog. To order, simply go to www.SummaCareOTC.com or call (855) 435-5111 (TTY: 711), or mail your completed order form. Your order will be shipped directly to …SummaCare | 1200 East Market Street, Suite 400, Akron, OH 44305-4066Oct 1, 2023 · SC Select is a specialized PPO network that includes access to more than 16,000 providers and some of the area's finest hospitals, including Summa Health System and University Hospitals. SC Select also features access to statewide providers and emergency and urgent care services nationwide through our affiliation with First Health Network. SummaCare Medicare Emerald (HMO-POS) is a Medicare Advantage (Part C) Plan by SummaCare Medicare Advantage Plans. Premium: $169.00. Enroll Now. This page features plan details for 2024 SummaCare Medicare Emerald (HMO-POS) H3660 – 028 – 0 available in Northeast Ohio. IMPORTANT: This page has been updated with plan and premium …Dr. Shauna Guthrie, MD. 23 mi from Boydton, VA. Family Physician. 123 Horner St, Henderson, NC 27536. I’m a Family Medicine and Preventive Medicine Physician. More importantly, I grew up in rural areas of KS and MO and know first-hand what it’s like to avoid going to the doctor because of lack of …The SummaCare Medicare Formulary is a list of covered drugs under SummaCare Medicare Advantage plans. SummaCare will generally cover the drugs listed in our formulary as long as the drug is medically necessary, the prescription is filled at a network pharmacy (except in non-routine circumstances) and other plan …SummaCare | 1200 East Market Street, Suite 400, Akron, OH 44305-4066Exercise Your Brain. BrainHQ is your online headquarters for working out your brain. Think of it as a personal gym, where you exercise your memory, attention, brain speed, people skills, intelligence and navigation instead of your abs, delts, and quads. Just as our bodies require care and exercise over the course of life, so do our brains. Make check payable to SummaCare and mail to: SummaCare ATTN: Premium Billing PO BOX 3620 Akron, OH 44309-3620. Please include member's first and last name, address and phone number. Current SummaCare Members Online. Make an online payment here. OR. Log in to your SummaCare Plan Central member account to pay your ongoing monthly premium here by ... SummaCare's 2022 Medicare Advantage Plans Now Available. Date: 10/04/2021. AKRON, Ohio, October 4, 2021– Beginning October 15, Medicare-eligible …SummaCare | 1200 East Market Street, Suite 400, Akron, OH 44305-4066Oct 11, 2023 · SummaCare Medicare P.O. Box 3620 Akron, OH 44309-3620. 2024 Medicare Advantage Plans. 2024 MAPD Plan Enrollment Application Select this application if you are enrolling in a 2024 Garnet, Topaz, Jade, Ruby, Sapphire or Emerald plan. 2024 MA Plan Enrollment Application Select this application if you are enrolling in the 2024 Amber plan. If you experience any issues logging in, please use the Forgot Username or Forgot Password workflows or you can call the helpdesk at 234-475-6789. Communicate with your doctor. Get answers to your medical questions from the comfort of your own home. Access your test results. No more waiting for a phone call or letter – view your results and ...Published in SummaCare Medicare Insurance Plans. HealthPlanOne is a licensed and certified representative of Medicare Advantage HMO, PPO and PPFS organizations and stand-alone prescription drug plans with a Medicare contract. Enrollment in any plan depends on contract ...SummaCare | 1200 East Market Street, Suite 400, Akron, OH 44305-4066SummaCare. Proudly serving our friends and neighbors since 1993, SummaCare is Summa Health’s community health insurance partner, with offerings to meet the needs of Medicare beneficiaries, individuals and families and employers of all sizes who are seeking affordable health insurance and benefit administration services.Summa, which includes Akron City Hospital, the Barberton campus, SummaCare insurance company and outpatient locations and physician offices across the region, has more than 8,000 employees. If the sale goes through, Summa would become a for-profit hospital, shedding its nonprofit status.SBA Plan Types. SummaCare offers a range of plan options designed to meet the needs of individuals and families looking for health insurance. Plan categories are based on how you and the plan share your health care costs. Generally, plans in categories with lower premiums pay less of your total costs. Categories with higher premiums usually pay more. When you click the button titled "Adjustment Request," a window will appear with various options so we can understand why you feel your claim should be adjusted. If you have any questions, please contact Provider Support Services at [email protected] or call 330.996.8400 or 800.996.8401. Dispute & Claim Adjustment Requests.Oct 4, 2021 · SummaCare is an HMO and HMO-POS plan with Medicare contract. Enrollment in SummaCare depends upon contract renewal. Other providers are available in our network. Media Contact: Shannon Kew. Phone: 234.312.5432. Beginning October 15, Medicare-eligible individuals may select comprehensive and affordable medical and pharmacy benefits with new and ... SummaCare QuitCare . SummaCare is committed to helping members stop smoking for good. Call 877.471.2101 (TTY 888.229.2182) to speak to a tobacco treatment specialist and enroll in the no cost QuitCare telephonic counseling program and limited nicotine replacement therapy. Learn more about QuitCare. Preventive Health Reminders & ScreeningsPublished in SummaCare Medicare Insurance Plans. HealthPlanOne is a licensed and certified representative of Medicare Advantage HMO, PPO and PPFS organizations and stand-alone prescription drug plans with a Medicare contract. Enrollment in any plan depends on contract ...SummaCare Medicare Sapphire (HMO-POS) is a Medicare Advantage (Part C) Plan by SummaCare Medicare Advantage Plans. Premium: $79.00. Enroll Now. This page …If you experience any issues logging in, please use the Forgot Username or Forgot Password workflows or you can call the helpdesk at 234-475-6789. Communicate with your doctor. Get answers to your medical questions from the comfort of your own home. Access your test results. No more waiting for a phone call or letter – view your results and ...website at www.summacare.com for the latest versions of SummaCare’s Drug Formulary and Medicare Part D Formulary. Phone: 888-783-1780 To obtain prior authorization for prescription drugs, please contact our Pharmacy Benefit Manager (PBM), MedImpact, at the number listed below. Please also visit our website at …SummaCare Medicare Emerald (HMO-POS) is a Medicare Advantage (Part C) Plan by SummaCare Medicare Advantage Plans. Premium: $169.00. Enroll Now. This page features plan details for 2024 SummaCare Medicare Emerald (HMO-POS) H3660 – 028 – 0 available in Northeast Ohio. IMPORTANT: This page has been updated with plan and premium …SummaCare QuitCare . SummaCare is committed to helping members stop smoking for good. Call 877.471.2101 (TTY 888.229.2182) to speak to a tobacco treatment specialist and enroll in the no cost QuitCare telephonic counseling program and limited nicotine replacement therapy. Learn more about QuitCare. Preventive Health Reminders & ScreeningsBrowse a directory of organizations that use MyChart. Sign up or login.Many thanks to our SummaCare Member Services team. They’re always ready to answer any questions, help you select a Primary Care provider, help you… Liked by Bill EplingReport all possible cases of fraud, waste and abuse. Call or write us to report fraud, waste or abuse. Call the SummaCare Compliance Hotline at 800-361-3908 or 330-996-8821 and leave a message that includes: Write to us at: SummaCare Compliance Department F&A, P.O. Box 3620, Akron, Ohio 44309-3620. …At SummaCare, our goal is to provide members with the tools they need to become their healthiest — and happiest — self. That’s why we created Plan Central, so you can manage your health and wellness all from one convenient, online location. Through Plan Central, you will enjoy 24-hour, secure access to the following and more:All SummaCare plans include comprehensive prescription drug benefits, but your prescription drug coverage varies by the plan in which you are enrolled. Search for a drug using our Find Your Drug tool or view a formulary below. Commercial. 2024 SummaCare Commercial Drug Formulary (SUM01, SUM02, SUM11, SUM14, SUM15, SUM16)- Updated March 1, 2024
View the latest issue of The Source, SummaCare's Employer e-Newsletter, or view archives of The Source to find news and updates from SummaCare. Exciting News From SummaCare. SummaCare Adds Aultman to Networks. The Source, April 2017. The Source, March 2017. The Source, Dec 2016. Espn+ nba
The SummaCare Medicare Ruby (HMO) plan is available to residents of the following counties in Ohio: Ashland, Ashtabula, Carroll, Columbiana, Cuyahoga, Geauga, Holmes, Lake, Lorain, Mahoning, Medina, Portage, Stark, Summit, Trumbull, Tuscarawas and Wayne. SummaCare Medicare Topaz (HMO) (H3660_050) SummaCare Medicare Garnet (HMO) (H3660_053) Tier 3 - Pick 1. Up to $550 Benefit Bucks on your SummaCare Visa card to be used to pay dental, hearing or vision providers directly for any out-of-pocket expenses you may incur. The card is not a credit card. The debit card may not be redeemed for cash or used to pay for another individual’s expenses.When you click the button titled "Adjustment Request," a window will appear with various options so we can understand why you feel your claim should be adjusted. If you have any questions, please contact Provider Support Services at [email protected] or call 330.996.8400 or 800.996.8401. Dispute & Claim Adjustment Requests.Nov 2, 2023 · More than 1 in 5 people in Ohio are 65 and older, and there are a variety of Medicare and Medicare Advantage plans in the state. The average monthly premium in 2024 for a Medicare Advantage plan ... On average, practices spend nearly 50% less time submitting and tracking prior authorizations vs. before SamaCare. Schedule a Demo. "It’s amazing to track everything on one site... Once the information is captured in the system, it lives there and is easy to locate. We now spend less time on the phone and more time with patients."Check out SummaCare’s Individual & Family plans for 2023! You can get health insurance for yourself and your family, which includes: Comprehensive medical and pharmacy benefits. 3 FREE office visits on many plans to your SummaCare Primary Care Physician (PCP)* and outpatient mental health services for each person on …All SummaCare plans include comprehensive prescription drug benefits, but your prescription drug coverage varies by the plan in which you are enrolled. Search for a drug using our Find Your Drug tool or view a formulary below. Commercial. 2024 SummaCare Commercial Drug Formulary (SUM01, SUM02, SUM11, SUM14, SUM15, SUM16)- Updated March 1, 2024The following SummaCare Medicare Advantage Plans plans offer Medicare Advantage plus Prescription Drug plan coverage to Ohio residents. Medicare Advantage plus …www.summacareotc.com | SummaCare Medicare. To place an OTC order over the phone call: 1-855-435-5111 (TTY: 711) MEMBER SERVICES Contact Line: Please first call the number found on the back of your member ID card for accurate and faster service. SummaCare is an HMO and HMO-POS plan with a Medicare contract.Oct 1, 2022 · Request Member Materials. To request a hard copy of an evidence of coverage document, provider directory or formulary be mailed to you, please call SummaCare Member Services at 330.996.8885 or 800.996.6250 (TTY 711) or complete the online request form. Provider Engagement Specialists. If you have not met with your assigned Provider Engagement Specialist or would like to schedule an in-office training or meeting to address any questions regarding the authorization process, claims issues, appeals, SummaCare products/benefits or Plan Central training, please contact the … Plan Types. SummaCare offers a range of plan options designed to meet the needs of individuals and families looking for health insurance. Plan categories are based on how you and the plan share your health care costs. Generally, plans in categories with lower premiums pay less of your total costs. Categories with higher premiums usually pay more. SummaCare’s partnership with our pharmacy benefit manager provides quality pharmacy benefits to our members. All SummaCare plans include comprehensive prescription drug benefits. Search for drug using our Find Your Drug tool or view a formulary below.; For questions about your prescription drug coverage, please contact SummaCare at …When you click the button titled "Adjustment Request," a window will appear with various options so we can understand why you feel your claim should be adjusted. If you have any questions, please contact Provider Support Services at [email protected] or call 330.996.8400 or 800.996.8401. Dispute & Claim Adjustment Requests.World Health Organization. What if I have more questions about SummaCare’s coverage of COVID-19? If you are a provider and have additional questions, please call SummaCare Provider Support Services at 330.996.8400 or 800.996.8401. SummaCare created an online resource to help providers answer commonly asked …SummaCare's 24-Hour Nurse Line. Experienced registered nurses have accurate, up-to-date information about almost any health topic. A nurse can answer your questions, offer support and help you make decisions about any non-emergency health situation. All at no cost to you. Call 800.379.5001 (TTY 800.750.0750) to speak to a registered nurse.SummaCare plans offer access to healthcare providers through both the SummaCare contracted network and affiliate networks - minimizing employee out-of-pocket costs when participating providers are used.. The Preferred Choice Network T he Preferred Choice Network is an exclusive network offering preferred access to three of the area’s premier …Cost per meal is $7.99 - $8.99 depending on menu type chosen. Shipping is included with delivery by using promo code SUMMACARE. Minimum number of meals = 14 / Maximum number of meals = 21 per order. Members can choose desired meal types: all breakfast, all lunch/dinner or combination. Members can either select their own ….